Gary Higgins has been working in the premium audit field since 1982. He spent the first 19 years as a field premium auditor for insurers such as Liberty Mutual, The Hartford, Cigna, ACE-USA, and Utica Mutual. He joined PAAS in 2002 and worked 13+ years as a technical manager, 12 years as the General Liability Manager and 1 year as the Education Manager. In January 2015, he took on the role of Director of Operations at PAAS and has held that position since. Mr. Higgins achieved his APA designation in 2004 and also holds a Bachelor of Science degree in accounting, cum laude, from the University of Massachusetts at Lowell.